An NFC or Near Field Communication is the technology which
enables your smart device or phone to make wireless payments at the register
through your phone. Although this is a very easy and convenient way to make a
purchase this is also another access point in which hackers will attempt to
penetrate to gain access to your personal and banking information. The fortunate thing is as long as you use
these basic security tips you can protect yourself from outside attacks at the
point of sale. On a side note the ease of using NFC is a very secure way of
making a payment at the point of sale.
The NFC can be turned on or off so when not in sue you
should keep this application on your phone off. Some will allow you to enter a
pass code prior to opening up this feature on your phone which will allow you
to make a few transactions at a point of sale. So when you turn on the NFC
option just make sure you remember to turn it off and keep it off when not in
use.
These features are being updated all the time to defend
against possible threats of eavesdropping so make sure you keep up with all
regular update for your phone. Depending on your cell phone provider if you
lose your phone you would have the capability to erase your banking information
should your phone fall in the wrong hands. Other services when use a different
layer of protection such as you provide your banking information on your
application your debit or credit card information is never transmitted at the
point of sale. A virtual account is created to represent your account
information during the point of sale transaction.
Also remember in order for NFC to transmit the information
you have to be very close to the point of sale devices basically centimeters
apart so it would be difficult for someone to get that close to you enough to
attempt to access your account through and NFC devices.
I hope this was helpful as always please leave a comment
No comments:
Post a Comment